Stupid Spending!


Ack! I’m in hot water now!

So, you know this weekend how I bought all those lovely new things? Yeah umm… I guess I can’t really afford them at the moment. *sheepish*

I just looked at my MasterCard bill and it’s over $1000. I don’t think I’ve ever seen it that high before, other than when I’m travelling or having eye surgery!

I feel like there is a rock in my stomach, I can’t believe I let all this spending get away from me. But I’ve thought about it and at least figured out why it looks so bad. And it’s not like I’m in the red or anything.

A couple weeks ago I posted about my stupid move, transferring $3-4k from my condo fund into my RRSP. I think this issue right now is some more fallout from that decision. Basically what has happened is that on top of my large purchases this weekend, my tickets to Evil Dead, my cell/internet bill and allllll my Jenny Craig bills have been charged to this month. And my little detour to the spa last weekend, too. Oops.

I should have been on top of that, but I’ve been negligent and now I have to pay the price by diverting some smart, interest-earning funds from my condo fund to chequing so I can pay this monster off. If I get dinged with interest on this sucker I’ll be in a bad way for a while, so I can’t let that happen.

As of March 29th, $1000 will be funneled into my credit card, and it will be paid off. Also in the good news front, I get paid on Thursday. That will help counter some of my stupidity.

I’m so ashamed that this has happened. I mean, I’m really good with my money for someone my age. But I guess it just goes to show that even if you’re good at it, being lax for even a short period of time can come back and bite you in the ass.

I hope all you lovely readers out there take a lesson from my misfortune.

Constant Vigilance!!!!!

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2 responses to “Stupid Spending!”

  1. I get that way too.. hence why I stare at my budget and numbers on a daily basis and resist going to malls

  2. hey Ginger! you know what, you’re still doing absolutely fabulous 🙂 Not only do you have balls for being so open and honest, but it’ll just make you stay on top of the game even more!

    you’re a rock star, and we all got our back here in the pf world 😉

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