I actually need to include it in there so that I don't end up with another problem between my blog and my career. It's not an iron-clad way to get out of trouble, but it will certainly help.

The disclaimer isn't so much for my readers as it is for the companies who work with me. Plus, Canadian law is a little different from US law

Glad to see you back. And I do very much like your layout. What template did you use?

Also, I hate to break it to you, but a disclaimer actually won't really stand up much in a court of law. I was in a media law class and the prof told us that the "all characters are fictional, any similarity is coincidence" thing isn't really worthwhile. But they do it anyway, mind you, so they can at least point to good intentions. Still, if you can prove that a character is sufficiently like you that it translated to denigrating your actual character, you can sue. (In fact, Terry McMillan of How Stella Got Her Groove Back was sued by an ex that she wrote about in another book. Apparently, he recognized himself in this book where the boyfriend is a total, unsupportive prick. AND HE SUED TO PROVE IT WAS HIM! He actually did get a ruling in his favor, though, and some amount of money.)

Anyway, point is, it's good to show your intention that you're not an expert in finance. But technically it's not REALLY going to cover your ass — as in, automatic dismissal of a case — if someone decides to sue.

At least, that's the semi-informed opinion that I've formed from those media law examples.

And you're v. welcome…. re: posting

Welcome back!

I am looking forward to your tips because being discovered is one of my fears as well though I try my best to not talk about work just in case it does happen.

Good for you!

This is one of my worst fears, well, it was before I got fired anyway.