Category: finance

  • Car Follow-Up

    Well, I went home and visited my folks last night. I started to discuss the idea of taking the car with my dad and boy oh boy did he start throwing out the reasons I should NOT take it. I think we spent an hour going back and forth, discussing the pros and cons of […]

  • Should I Buy The Car?

    I got some news yesterday in a call from my mom. Turns out they’ve taken my Granny’s license away (The whole Granny situation is another story… *sigh*), so mom and dad now have her car plus their other two. My Granny has a nice new car, so my parents are going to keep that and […]

  • Financial Update

    Updated all my bars and stuff again. Things are looking better, but just barely. Everything went up a couple of points, but it really only equates to a few hundred extra. What a bummer. I can tell that the banks changed their interest rates without having to look them up. I can tell because the […]

  • President’s Choice MasterCard?

    Hey folks, I’ve become a little unhappy with my current BMO Mosaik MasterCard lately. Right now I have the freebie option where I get 0.5% of my spending in cash back. The only problem is that I’m spending loads on this card, but only got around $30 back for 2008. I’ve been shopping around for […]

  • EF Question

    I had a thought about my emergency fund: I’ve been contributing to it regularly and will continue to do so until I reach my goal of 3-6 months of living expenses. So when I reach that goal, what do I do with it? Do I stop contributing to it? Do I keep going, but with […]

  • Financial Update

    I’ve just updated my tracking bars on the side and have also decided to make a few changes. Primarily, I’ve decided that right now is just not a good time to buy a Vespa, what with the economy the way it is and the chance that I might lose my job. It would involve large […]

  • Ginger’s Tip Featured on FruGal

    Check it out guys, FruGal has included a personal finance tip from me over on her blog post: Top Payday Moneysaving Tips. She’s compiled a pretty good list of tips and it’s definitely worth a read! ————— This post written by Ginger at Ginger Won’t Snap. Like what you read? subscribe here!

  • Money Goals, Networth, Etc.

    Emergency Fund Goal: $6,000 Current: $2,162.18 Rainy Day/Condo Fund Goal: $5,000 Current: $163.54 Fun & Travel Fund Goal: $5,000 Current: $50 Wedding Fund Goal: $5,000 Current: $2,512.74 ————— This post written by Ginger at Ginger Won’t Snap. Like what you read? subscribe here!

  • Financial Update

    *sigh* things are not looking good! My networth seems to be steadily declining for several reasons: My RRSPs are tied to the market as mutual funds, and the economy/market is not doing well lately A combination of poor spending habits and my friend’s wedding created a huge CC bill to pay Lately I’ve been pretty […]

  • Ginger Sets a Budget?

    This blog started out as a personal finance blog, and lately I feel as though I have been drifting away from that topic, which isn’t necessarily a bad thing, but it’s time to get back to my roots! In a lot of the blogs I read, the bloggers challenge themselves yearly, monthly and sometimes even […]